The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?

The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?

The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?By: EZ Loans Funding
Published on: 14/12/2024

Housing affordability has become one of the most pressing challenges of our time. Across the globe, prospective homeowners face skyrocketing prices, limited inventory, and stagnant wages. These factors converge to create an environment where the dream of homeownership feels increasingly unattainable for many. According to recent studies, over a third of households in many developed countries are classified as cost-burdened, spending more than 30% of their income on housing expenses.

Mortgage
Read more
Top Winter Staging Tips for Arizona Homes: Creating Cozy Vibes for the Cooler Months

Top Winter Staging Tips for Arizona Homes: Creating Cozy Vibes for the Cooler Months

By:
Published on: 07/12/2024

Winter is a time of change, not just for the seasons but for the real estate market, especially in Arizona. While the state is known for its sunny days, it also experiences a distinct winter climate that calls for specific staging techniques. For home sellers, staging a home in the winter can have a profound impact on how potential buyers perceive the property. The right atmosphere can create a sense of warmth and comfort, helping buyers to envision themselves living in the space year-round.

Mortgage
Read more
Home for the Holidays: Why Buying a House in November Can Be a Smart Move

Home for the Holidays: Why Buying a House in November Can Be a Smart Move

Home for the Holidays: Why Buying a House in November Can Be a Smart MoveBy: EZ Loans Funding
Published on: 14/11/2024

The crisp air, the twinkle of holiday lights, and the smell of pumpkin spice signal not just the start of the festive season but also an opportune time to make one of the biggest decisions of your life—buying a home. While spring and summer are traditionally considered the busiest seasons for real estate, November offers unique advantages that are often overlooked. Whether it’s lower competition, motivated sellers, or end-of-year tax benefits, November homebuying has plenty to offer.

Mortgage
Read more
Is Now the Time to Buy? Mortgage Trends Shaping Arizona's Housing Market in 2024

Is Now the Time to Buy? Mortgage Trends Shaping Arizona's Housing Market in 2024

Is Now the Time to Buy? Mortgage Trends Shaping Arizona's Housing Market in 2024By: EZ Loans Funding
Published on: 13/11/2024

Understanding the state of the housing market is essential for anyone considering purchasing a home, especially in rapidly evolving areas like Arizona. With growing interest from buyers, increasing population, and fluctuating mortgage rates, many are questioning if now is the right time to make a move in Arizona's real estate market. This article delves into mortgage trends and market dynamics shaping the buying landscape, covering everything from current rates and popular loan types to forecasts for the future. Arizona home buyers and real estate professionals will find insight into today’s opportunities and potential challenges.

Mortgage
Read more

Powered by Obsidian Financial Services, Inc.,
NMLS ID: 1425046

Copyright 2019 . All rights reserved