The Affordability Puzzle: Can 40-Year Mortgages and Equity Sharing Solve the Crisis?

By: EZ Loans Funding

Published on: 14/12/2024

Housing affordability has become one of the most pressing challenges of our time. Across the globe, prospective homeowners face skyrocketing prices, limited inventory, and stagnant wages. These factors converge to create an environment where the dream of homeownership feels increasingly unattainable for many. According to recent studies, over a third of households in many developed countries are classified as cost-burdened, spending more than 30% of their income on housing expenses.